It is essential that all candidates applying have a minimum 3 years proven UK work experience. Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in UK is essential.
Our client is looking for a Fluent Mandarin Credit Analyst Corporate & FI to join their team on a permanent basis. The role is 5 days a week in the office.
Role:
To support the Deputy Head of Risk to manage credit risks while assisting in the process of putting profitable business on the books.
Key Responsibilities (but not limited to):
To provide high quality and independent credit risk assessments and recommendations for corporate, financial institution and sovereign counterparties, issuers and clients.
To provide comprehensive and accurate credit analysis of country risks where needed.
To provide technical support, advice and assistance to all Business Areas on credit related matters.
To provide advice in respect of the structuring of prospective transactions and guidance in respect of the completion of credit proposals to ensure all risks are identified in an efficient manner.
To maintain a keen interest and awareness of market trends in international business including key trends and events in the UK and international credit markets.
To assist with arranging of local Credit Committee meetings and approvals and the presentation of credit proposals.
To assist in establishing and maintaining credit risk management controls, systems and procedures that meet the requirements of the Client and external auditors.
To monitor adherence to approved credit limits and to ensure that the Deputy Head of Risk is informed of all material excesses on the same working day as identified.
To ensure that all credit risks are properly monitored and controlled and to ensure that the credit limits are all formally reviewed as per internal policies.
To minimise the time taken between problem recognition and cash recovery.
To liaise with relevant departments regarding credit risk issues and to assist reporting.
To assist with the review and development of credit risk policies and procedures.
Reporting and escalating material risk events, including conduct risk events and conflicts of interest, or losses.
Ensuring transactions arranged are in accordance with the Tax Risk Policy and are documented in accordance with the Legal Policy and any applicable departmental procedures.
Skills, Experience and Qualifications:
Educated to degree and/or appropriate professional qualification level.
Strong experience in analysing credit risks of all types,
Exposure to Project finance or Trade finance preferred.
Excellent communication skills, both written and oral, in English and Mandarin.
A sound understanding of a broad range of wholesale lending products.
A basic understanding of market risks and operational risks would be an advantage.
For more information on this role please contact Judith Webb by sending your CV and quoting ref 16829JW.
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